Wealth Preservation Individual Educational Modules

1) Introduction
a) The Basics
2) Type of Life Insurance Policies
b) Term Life Insurance
i) Guaranteed Level Term (GLT)
ii) Annually Renewable Term (ART)
iii) Return of Premium Term (ROPT)
iv) Conversion privileges
v) Conclusion on term life
3) Cash Value Life Insurance
a) Cash Surrender Value (CSV)
b) Cash Account Value (CAV)
c) Policy Withdrawals
d) Modified Endowment Contract (MEC)
i) MEC tax treatment
ii) Technical definition of a modified endowment contract
iii) The seven-pay test
iv) Refund of Excess Premiums
v) Benefit reductions within the first seven contract years
vi) Reductions of Benefits Attributable to Nonpayment of Premiums
vii) Conclusion on the MEC rules
e) Policy Loans
4) Whole Life Insurance
a) 10 Pay and 20 pay Whole Lives
b) Full Pay Whole Life
c) Whole Life Insurance Conclusion
5) Universal Life
a) Fixed Universal Life
b) Accumulation Universal Life
c) No-Lapse (Secondary Guarantee) Universal Life (Also known as Cash Value UL)
6) Variable Universal Life
7) Equity Indexed Universal Life (EIUL)
a) How are investment returns calculated in an EIUL
b) Pros and Cons of the EIUL policy:
8) Survivorship or "2nd-to-die" Life Insurance
9) Policy Riders
10) Underwriting

Roccy M. DeFrancesco, Jr., JD,CWPP

As creator, author and professor of the Certified Wealth Preservation Planner, CWPP Course, Roccy specializes in the following topics.

Creator of the Following Financial Tools and Techniques

Home Equity Acceleration Plan, HEAP

C.A.L.M Analysis, Comprehensive Analysis for Liability Management

Certified Wealth Preservation Planner, CWPP

Wealth Preservation Planning (editor) by the National Association of Accountants

Roccy is the well-published and recognized author of the following books.

Home Equity Management Guidebook

How to Achieve Maximum Wealth with Maximum Security

The Doctor's Guide to Wealth Preservation

Wealth Preservation Planning

Roccy DeFrancesco's Educational Background

Bachelor of Science Degree, Embry Riddle Aeronautical University

Doctorate of Jurisprudence, Valparaiso University

Awards and Honors

Bar Certified in Indiana and Michigan

Co Founder of the Asset Protection Society

Read More About Roccy M. DeFrancesco, Jr., JD,CWPP

Roccy received his B.S. degree from Embry Riddle Aeronautical University (where he also received his commercial pilot's license), and his J.D. from Valparaiso University School of Law. Roccy is licensed to practice law in both Indiana and Michigan and is "of counsel" for DeFrancesco Law Offices.

Roccy is the Author of The Doctor's Wealth Preservation Guide and the Editor of a book titled: Wealth Preservation Planning: A "Team" Approach, by The National Society of Accountants. He has also authored a number of advanced asset protection and wealth preservation articles that have been published in Orthopedics Today, The Rake Report by PriceWaterhouseCoopers, the CPA Journal, Strategic Orthopaedics, General Surgery News, Physician Money Digest, Physician Money Digest OB/GYN Edition, MD Life Magazine, Anesthesiology News, the Indiana Bar Journal, the OH CPA Newsletter, Financial Planning Magazine, Physician News Digest, American Urological Association News, Society of Financial Service Professionals, Today's CPA, the New Hampshire Society of CPAs, Insurance Selling Magazine.

He has also lectured for the Indiana State Medical Association, Ohio State Medical Association, Academy of Medicine of Cincinnati, Mid-America Orthopaedic Association, the MI, OH, IN, and KY CPA Societies, the Orthopedic Surgeon Income Symposium, the Indiana Continuing Legal Education Forum, PAHCOM, BONES, the American Academy of Medical Management, TXMGMA, Association of American Physicians and Surgeons, the Michigan Orthodontics Association, the National Funeral Home Directors Association, Society of Financial Services Professionals, CPA/Law Forum of Illinois and the Elon University Love School of Business, the Society of Financial Service Professionals, National Association of Accountants on advanced asset protection, income and estate tax reduction and overall cost reduction issues for the medium to small business owner.

He is also on the Law Practice Management Committee for the Indiana Bar Association, and is a contributor for the Financial Services Journal.

No Body has written review on this product yet. Be the first to write review!!!

Rating	Poor Fair Good Very Good Excellent
Name
Comments